Greebowan,
I see your point, yes,
clubs ask you submit "x" cards per year towards your handicap. Do you think this is the right approach?
I play very few medals and to be honest would be unlikely to win as my handicap reflects my current scoring ability. This is because I submit cards in non medal play to lower my handicap as I see this as acheiving in golf, rather than "winning" medals.
I play with people who play every other day and can scorer 5 over one day and 30 over the next. What counts is the scoring over a reasonable period and thus what you are currently capable of. If you score 79 one day and 90 the next then during the medal that weekend you may score 79 off 20 on in the medal.
The handicap system is meant to give an even playing field, it is time all golfers were honest in their ability by submitting regular cards rather than submitting for competitions only. How many people have you seen pick up the medal and all you can think is bandit. When I win a medal I want people to say "he played out of his skin" (off a low handicap).