BDBL:

This gets more and more interesting.

I don't know if I can get insurance against damage to people and property caused by a wayward shot. I have never heard of that. I don't know if I have or can get insurance like that for the US. Or, even if I need that. Sometimes, the insurance policy I have for my house or for my car will cover these infrequent risks. I will have to investigate. Maybe there is a company that will sell me a short term policy, similar to the trip insurance I can buy at the airport to cover my death if while traveling.

Can any US forum member give me a clue about insurance, for in the US or abroad?

Thanks also for your offer to help me find a course. I won't ask you to do that yet because I have a few contacts in Switzerland whom I will ask to do that research for me. I will be staying in Fribourg which is about 20 minutes by train from Bern. I travel there four or five times a year with the next trip set for end of October.

More importantly for me, I don't have an official handicap certificate as I am just a beginner.

On my last trip there, at the end of August, I went to a driving range. It was quite beautiful to be hitting shots with the Alps in the background. I would love to play a course there, but, if I find that I must first establish a handicap here, I will have to wait a while.

Fribourg is reasonably close to France, so I could try there...

I really appreciate your responses and look forward to whatever further information you can provide.

Thanks also to Ricky for the info about Spain and Portugal.

Ken