Hi thang,

If a ball is in or is lost in a water hazard (whether the ball lies in water or not), the player may under penalty of one stroke:

a. Play a ball as nearly as possible at the spot from which the original ball was last played (see Rule 20-5); or

b. Drop a ball behind the water hazard, keeping the point at which the original ball last crossed the margin of the water hazard directly between the hole and the spot on which the ball is dropped, with no limit to how far behind the water hazard the ball may be dropped; or

c. As additional options available only if the ball last crossed the margin of a lateral water hazard (defined by red stakes or lines), drop a ball outside the water hazard within two club-lengths of and not nearer the hole than
(i) the point where the original ball last crossed the margin of the water hazard or
(ii) a point on the opposite margin of the water hazard equidistant from the hole.

The ball may be cleaned when lifted under this Rule.
(Ball moving in water in a water hazard - see Rule 14-6.)

Hope this helps.

Greg